Making and saving money are two concepts that go hand in hand. If you want to achieve financial freedom, then you need to, not only make money but also save and invest some too!
Savings ensures that you have enough to cater for emergencies or when your income streams take an abrupt stall.
Investing what you save is even better. It ensures that your savings don’t just lie idle in the bank, but instead makes even more money for you.
With technology changing daily, so do the money-making, saving, and investing techniques.
Currently, numerous money-making apps also help you to save – as well as make a bit of pocket money.
This post delves into some of the apps that can help you make money, but also save it too.
To start with, let’s first explore some of the great apps that can help you make money in 2020 and beyond.
Best Apps to Make Money In 2020:
We all want to make money to support various hobbies and activities in our lives – as well as just daily living expenses.
Whether you want to pay off your debts, save money, or have that extra cash for expenditure, having another stream of income, aside from your day job, can also considerably boost your income.
Additionally, the right apps can be fun way to spend your leisure time.
You can make extra cash straight from your smartphone – but the most part, apps usually only bring in pocket money.
Which enable to build up a part-time, or even full time income in the real world.
In any case, with some of these apps, it’s possible to make some decent cash performing simple tasks that require little or no training.
If you’re looking to make money more seriously entirely online, you will usually have to look beyond Apps!!!
Check out the side hustles that have made me thousands of dollars online!
The following is a compiled list of some of the best apps to make money with Apps…..
Foap is one a cool App to try if you’d like to make some extra cash. With this app, you make money by selling your videos and photos.
To join, you simply need to create your profile and begin uploading your content on the app.
When an individual, an agency, or a brand buys your photo, you share the profit with Foap.
Some photos trade for $5, while others can sell from $60-$100. Your PayPal account needs to be active to receive payment for the money made on Foap.
It’s simple to use. You can just upload your old photos or take new ones to sell at a high price on Foap.
The app has more than 2.9 million subscribers. Great brands such as Mastercard and Bank of America purchase content using the app. Foap offers access to both web-based and iPhone app users in the UK and the US.
Swagbucks gives you reward points for various activities – including: browsing the web, shopping online, watching entertaining videos, and answering surveys.
The beauty of Swagbucks is that you can quickly redeem your Swagbucks points for gift cards or have your cashback to PayPal account.
Swagbucks offers more than 7k gift cards daily. They’ve paid over and above $410 in rewards since the company gave out its baby cry in 2008.
Without any doubt, Swagbucks is among the top apps to make money with.
There are various offers and deals you can take advantage off on a daily basis and it’s completely free to join.
You can also get a $5 bonus for signing up here.
Formerly Known as Ebates, Ratuken rewards you handsomely by giving cashback from shopping.
It’s undoubtedly one of the biggest online companies in the world.
In 2003 it purchased buy.com in the USA for $ 250 million and rebranded it to “Rakuten.com Shopping”.
It’s the biggest e-commerce site in Japan, with a $13.5 billion market value and yearly sales of more than $4 billion.
It’s available in the UK and other 40 countries in Europe and has partnered with more than 2,500 stores.
The stores reimburse Rakuten for referrals. The app divides that commission to its faithful users in the guise of cashback.
With TaskRabbit, you’ll have to work hard to make some bucks.
The app is available both in the UK and the USA. You can use it to provide various services to the people in your locality.
Typical tasks include moving furniture, mounting a TV, household cleaning, and IKEA assembling.
To kick off your money-making journey, create your profile on TaskRabbit and highlight your unique skills. You can set your rates for specific jobs.
The more tasks you finish, the better opportunity you have of getting chosen for a stint in the future.
Individuals seeking services will evaluate your profile before inviting you to a job.
I’m sure you know Uber or have heard a lot about it by now.
There’s a chance that you’ve even used the app to get a ride. If you own a car, why not use the app to make money by driving people to their short destinations.
As an uber-driver, you work when you want. Downloading the app is free. You’ll only need to open the Uber app when you’re ready for work.
New drivers are guaranteed to earn promotions. You may also be rewarded with substantial bonuses for working at particulars hours, and your client can also tip you nicely.
To maximise your profit when working with Uber, understand your local market, drive the right vehicle, and know the specific areas to wait for customers.
Apps To Help You Save Money:
Of course we all want to make money, but saving is important too!
You can make all the money you need, but if you don’t save some, you may just get caught in that loop of living pay check to pay check.
If you can reasonably cut down on your expenses, don’t hesitate to do so.
Set saving goals and budget for some savings. Strive to keep little by little.
With time, the money will amount into something significant, and you’ll do what you’ve always wanted to do with your savings.
Let’s look at some apps that can help you on to the path of saving….
Chime is a mobile banking application for android and iOS devices.
It offers a debit card and an FDIC- insured, spending account. You can safely deposit cash, see transactions instantly, and track spending.
The app gives users an automatic saving account, which allows them to start saving cash instantly by automatically setting aside 10% for each check they deposit.
It enables rounding up on all purchases, moving the difference to your savings each time you use their debit card.
The chime banking app helps you save some cash instantly and keep it away in a safe saving account.
This helps beat the temptation of spending that money on minor things. The good thing is that it doesn’t charge you a foreign transaction fee, overdraft fee, ATM use, or monthly minimum fees.
Mint is one of the best apps to save you money. With Mint, you can pay your bills on time and avoid spending money on penalties and late fees.
This mobile app enables you to create a budget. Besides, it lets you maximise what you do with cash as it allocates some funds for emergency funds, savings, and retirement while still meeting all your other financial obligations.
You can request for a free credit card score to keep tabs on your savings and excellent money habits. This gives you a chance to obtain a better loan rate if you need to purchase a home or a vehicle.
If you are looking for apps to assist you to save money, your search comes to an end when you land on YouNeedBudget app.
YNAB app helps you come up with an easy-to-use-budget communication that trains you more about the value of your money.
It teaches how to prioritise particular expenses. As a result, you find creative ways to save cash for emergencies, retirement, handle unexpected costs, and spend less on lifestyle expenses instead of using credit.
The app works seamlessly on your Mac or Windows computer. Also, it performs excellently for all mobile devices and Apple Watch.
Founded in 2016, Clarity Money app helps to differentiate between wasteful and wise spending.
The app performs this action by cancelling every subscription that you’re currently not using, or that you no longer need. It also searches for ways to work out your bills at a cheaper rate.
The app also keeps track of your expenditure to help you stick to a strict budget.
Additionally, it recommends unique credit cards that best suits your current lifestyle and credit needs, ideally enabling you to use your credit wisely.
Also, it’s a good idea to have their savings account because you’ll need it to keep all the cash you routinely save.
Digit is a mobile app that thinks and acts on saving cash for you. It can do a better job than most people, and it takes the responsibility off your shoulders.
The app focuses on your current income and expenses. It calculates what you can comfortably save and puts aside that particular amount in an FDIC- insured digit account.
The app carries out this analysis two or three times a week.
It gives you the capability to get one percent as a saving bonus that you promptly receive every three months.
The gift you get is established on the standard daily balance in your digit account for three months.
You get to use the digit app for the first one hundred days, without any charge, after which you start paying monthly charges.
These are the best apps to save you money. They give incremental changes that gradually result in significant savings.
These apps can help alter the way you view money and offer valuable, lasting lessons about finances that can help you stay debt-free.
Also, they ensure that you remain on track, to save money for future use.
Conclusion on Best Apps to Make and Save Money:
If you’ve read to this point, am sure you’re now fired up to start the journey and make something out of it.
If you try out these legit money-making apps, you do have the option of making a bit more money, (or even full-time living in the case of Uber….) but also start saving too.
Let me know if your top money making App is missing from the list…. What do you recommend?
Let me know in the comments!
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